VI College - Investing with Pauline

 VI College

Intro
Clive - MOE / Investing - Value Investing Program /

Low - Buying / Property

- Need a Broker

- Use CPF to invest (goes back to CPF) > can use topay off housing loan, use passive income to pay HDB loan, 

- In Singapore, dividends are TAX FREE

- Don't touch CPF to invest if new to investing

- can start with 5 to 500, anything

- Pauline 30-40% return per year

- Financially Free means

INVESTING IS A MUST 

- Rule of 72 : 72/4 = 18 Years

- You lose 50% of your hard earned money due to INFLATION!

-  (100 k > 50k)  Inflation will reduce 50% in 28 years

VALUE INVESTING

- Value investing is a sound, PROVEN and SUSTAINABLE method (Warren E. Buffett)

- Buy something worth $1 for 50cents

- Ask for VALUE, then PRICE

Investors make MONEY when we BUY

- GOOGLE, STARBUCKS, 

- 20-30% return

- COMPOUND

- Most important word in investing is TIME

- TIME allows you to COMPOUND your money!

NOW is the best time, START investing NOW!

- What are we investing? A BUSINESS

-  google , Starbucks and Berkshire shares?

3R CONCEPT 

3R Concept: Right Business Model, Right Management, Right Value vs Price

- Right Business Model + Right Mgmt + Right Valuation vs Price

Right Business Model - Make money business

- Invest Within Your Circle of COMPETENCE - 

- Invest like Buffett Pauline Teo - 

We make money 2 ways - Capital gains & dividends

We invest using the 3R Concept, Invest Only When 3R Meet

- Air Tickets get cheaper vs Milk Powder, Drinks, 

International Airline no advantage & High Risk, 

- Nestle, Maggi, Holly Farm, 

 

https://event.webinarjam.com/login/2onmycmtmla9viks7

VALUATION has a formula

Invest Only When 3R Meet

eg. VIACOM gives Interim and Year End Dividend

Don't Do Investing By Yourself - do in a community with 

- Financial Report Financial Statement - Read a share price daily

How to read Finanical Report - 

Revenue, Profit, Cash Flow, Debt

Revenue, Profit & Cash Flow = UP!

Use TOOL TO safe time to make valuation

VI App - Every Tuesday 7.30 pm  COACHING IS FREE but Program is $

BOOT CAMP $$$

26-28 Aug 730-930 /

29 Aug 11-1pm / 30 Aug 11-1pm

Zero Brokerage Fee / 

- Criteria for Attending / 100% Participant (not NATO)

- Donate 1% Passive Income to any charity

- Take Action to Achieve Financial Freedom!

- 3 months FREE PREMIUM VI APP

- UOB/OCBC/DBS: Brokerage, CDP, CPFIS, SRS

- SAXO International: https://www.home.saxo/en-sg/campaigns/educator  (If Platinum Rate is Free)

- Think or swim: (Zero Brokeage) https://invest.tdameritrade.com.sg/tdaa/index.html#!/openAccount