3 Best Retirement Plan Highest Payout
Tuesday, March 30, 2021
Saturday, March 27, 2021
VI College - Investing with Pauline
VI College
Intro
Clive - MOE / Investing - Value Investing Program /
Low - Buying / Property
- Need a Broker
- Use CPF to invest (goes back to CPF) > can use topay off housing loan, use passive income to pay HDB loan,
- In Singapore, dividends are TAX FREE
- Don't touch CPF to invest if new to investing
- can start with 5 to 500, anything
- Pauline 30-40% return per year
- Financially Free means
INVESTING IS A MUST
- Rule of 72 : 72/4 = 18 Years
- You lose 50% of your hard earned money due to INFLATION!
- (100 k > 50k) Inflation will reduce 50% in 28 years
VALUE INVESTING
- Value investing is a sound, PROVEN and SUSTAINABLE method (Warren E. Buffett)
- Buy something worth $1 for 50cents
- Ask for VALUE, then PRICE
Investors make MONEY when we BUY
- GOOGLE, STARBUCKS,
- 20-30% return
- COMPOUND
- Most important word in investing is TIME
- TIME allows you to COMPOUND your money!
NOW is the best time, START investing NOW!
- What are we investing? A BUSINESS
- google , Starbucks and Berkshire shares?
3R CONCEPT
3R Concept: Right Business Model, Right Management, Right Value vs Price
- Right Business Model + Right Mgmt + Right Valuation vs Price
Right Business Model - Make money business
- Invest Within Your Circle of COMPETENCE -
- Invest like Buffett Pauline Teo -
We make money 2 ways - Capital gains & dividends
We invest using the 3R Concept, Invest Only When 3R Meet
- Air Tickets get cheaper vs Milk Powder, Drinks,
International Airline no advantage & High Risk,
- Nestle, Maggi, Holly Farm,
https://event.webinarjam.com/login/2onmycmtmla9viks7
VALUATION has a formula
Invest Only When 3R Meet
eg. VIACOM gives Interim and Year End Dividend
Don't Do Investing By Yourself - do in a community with
- Financial Report Financial Statement - Read a share price daily
How to read Finanical Report -
Revenue, Profit, Cash Flow, Debt
Revenue, Profit & Cash Flow = UP!
Use TOOL TO safe time to make valuation
VI App - Every Tuesday 7.30 pm COACHING IS FREE but Program is $
BOOT CAMP $$$
26-28 Aug 730-930 /
29 Aug 11-1pm / 30 Aug 11-1pm
Zero Brokerage Fee /
- Criteria for Attending / 100% Participant (not NATO)
- Donate 1% Passive Income to any charity
- Take Action to Achieve Financial Freedom!
- 3 months FREE PREMIUM VI APP
- UOB/OCBC/DBS: Brokerage, CDP, CPFIS, SRS
- SAXO International: https://www.home.saxo/en-sg/campaigns/educator (If Platinum Rate is Free)
- Think or swim: (Zero Brokeage) https://invest.tdameritrade.com.sg/tdaa/index.html#!/openAccount
Build Your Social Network
Build your Social Capital.
1. Adopt Digital and Think Technology
2. Recentre, Review and Reimagine Curriculum
3. Understand Employment and Design Trends
4. Network and Engage the Industry.






































